CavachFi Terms of Use

Effective date: December 16, 2025 Last updated: December 16, 2025 Version: 1.0

1. Agreement to Terms

1.1 Binding Agreement

These Terms of Use ("Terms" or "Agreement") constitute a legally binding agreement between you ("User," "you," or "your") and CavachFi Foundation (Cayman Islands) and CavachFi Labs Inc. (Delaware, USA) (collectively, "CavachFi," "we," "us," or "our") governing your access to and use of the CavachFi trading platform, loss coverage protocol, and related services (collectively, the "Platform" or "Services").

By connecting your wallet, accessing the Platform, or using any Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations.

If you do not agree to these Terms in their entirety, you are not authorized to access or use the Platform and must immediately discontinue all use.

1.2 Additional Policies

These Terms incorporate by reference the following additional policies, which are integral parts of this Agreement:

  • Privacy Policy (available at cavachfi.com/privacy)

  • Whitepaper (available at docs.cavachfi.com)

  • Risk disclosures (Section 15 below and any separate risk disclosure documents)

  • Acceptable Use Policy (Section 9 below)

By agreeing to these Terms, you also agree to all incorporated policies and disclosures.

1.3 Amendments

We reserve the right to modify these Terms at any time in our sole discretion. We will provide notice of material changes through:

  • Prominent display on the Platform

  • Email notification (if you have provided an email address)

  • 30-day advance notice before changes take effect

Continued use of the Platform after the effective date of revised Terms constitutes acceptance of the changes. If you disagree with any modifications, you must immediately cease using the Platform.

The current version number and Last updated date appear at the top of these Terms. We maintain an archive of previous versions available upon request.

2. Eligibility and Restrictions

2.1 Age Requirement

You must be at least 18 years of age (or the age of legal majority in your jurisdiction, if greater) to access or use the Platform. By using the Services, you represent and warrant that you meet this age requirement.

CavachFi does not knowingly provide Services to minors. If we discover that a user is under the required age, we will immediately terminate access and may take additional measures to prevent future unauthorized access.

2.2 Jurisdictional Restrictions

The Platform is not available to users in certain jurisdictions.

Prohibited jurisdictions (complete restriction)

  • United States and its territories

  • United Kingdom and Crown Dependencies

  • People’s Republic of China

  • Countries subject to comprehensive OFAC sanctions (currently including: Cuba, Iran, North Korea, Syria, the Crimea region of Ukraine, and the so-called Donetsk People’s Republic and Luhansk People’s Republic regions of Ukraine)

Additional restrictions

  • Any jurisdiction where use of the Platform would violate applicable local laws

  • Any jurisdiction where we have specifically restricted access due to regulatory concerns

You represent and warrant that:

  • You are not located in, under the control of, or a national or resident of any prohibited jurisdiction

  • You are not listed on any U.S. or international sanctions list

  • You will not access the Platform using VPNs, proxy servers, or other tools designed to circumvent geographic restrictions

We reserve the right to restrict or deny access from additional jurisdictions at any time without prior notice.

2.3 Capacity and Authority

By using the Platform, you represent and warrant that:

  • You have full legal capacity and authority to enter into these Terms

  • You are not subject to any legal disability or restriction that would prevent you from using the Services

  • If acting on behalf of an entity, you have authority to bind that entity to these Terms

  • You will comply with all applicable laws and regulations in connection with your use of the Platform

2.4 Verification Rights

We reserve the right to request identity verification or additional information to confirm eligibility at any time. Failure to provide requested information within a reasonable timeframe may result in suspension or termination of access to the Platform.

For users accessing optional KYC tiers (institutional features), additional verification requirements apply as specified in our KYC policies.

3. Description of Services

3.1 Platform Overview

CavachFi provides a decentralized trading terminal that aggregates multiple decentralized exchanges (DEXs) with integrated loss coverage functionality. The Platform includes the following.

Trading terminal

  • Unified interface to trade perpetual futures across multiple DEXs

  • Real-time market data, charting, and order execution

  • Support for multiple order types (market, limit, stop-loss)

  • Position management and monitoring tools

  • Integration with Orderly Network order book infrastructure

Loss coverage protocol

  • Discretionary loss coverage mechanism providing recovery of 70–90% of liquidation losses

  • Coverage activation through a toggle interface

  • Automated claims processing upon liquidation events

  • Separate Coverage Wallet architecture for premium payments and claim receipts

  • Credit scoring system determining coverage terms (0–100 score)

Automated trading (bots)

  • Pre-built strategy templates (funding rate arbitrage, grid trading, DCA)

  • Custom bot builder interface

  • Marketplace for sharing and following strategies

  • Performance tracking and monitoring

Multi-account management

  • Connection of multiple DEX accounts

  • Unified position viewing across venues

  • Cross-platform portfolio analytics

Protection Pool

  • Staking mechanism for USDC deposits

  • Yield generation from coverage premiums, success taxes, and trading fees

  • Target APY of 8–12% for pool participants

  • Liquid pool tokens representing proportional ownership

3.2 Non-Custodial Nature

Critical: CavachFi is a non-custodial platform. We do not hold, control, store, or have access to your private keys, seed phrases, cryptocurrency assets, or wallet contents.

You maintain complete custody and control of your assets at all times. You interact directly with smart contracts deployed on the Arbitrum blockchain and integrated DEX protocols.

We cannot:

  • Recover lost or stolen private keys

  • Reverse or cancel transactions after blockchain confirmation

  • Access your funds without your explicit authorization through wallet signatures

  • Prevent or reverse liquidations occurring on connected DEX protocols

You are solely responsible for:

  • Securing your wallet and private keys

  • Authorizing all transactions through your wallet

  • Understanding the risks of blockchain transactions (irreversible, public, permanent)

  • Maintaining sufficient collateral to avoid liquidations

3.3 Loss Coverage Mechanism (Important Clarifications)

Loss coverage is not insurance

The loss coverage provided through CavachFi is discretionary protection operated through a decentralized mutual pool, and not insurance in the traditional or legal sense.

Key distinctions

  • Coverage operates through smart contract logic and pool mechanics, not insurance policies

  • Protection is discretionary and may be modified or discontinued

  • No insurance licensing governs the coverage mechanism

  • Pool participants share both risks and rewards cooperatively

  • Coverage terms depend on individual credit scores and pool capacity

Coverage parameters

  • Coverage percentage: 70–90% of realized liquidation losses (based on credit score)

  • Premium: 0.2–2.5% of position size (calculated at coverage activation)

  • Success tax: 10% of profits on covered positions that close profitably

  • Maximum payout: Capped at the amount specified in the coverage record

  • Pool utilization limit: Maximum 30–35% of pool funds committed at any time

Coverage conditions

  • Must be activated before opening a position (no retroactive coverage)

  • Applies only to liquidation events, not voluntary position closures

  • Subject to pool capacity availability

  • May be restricted during extreme market conditions

  • Claims process automatically via smart contracts (no manual applications)

3.4 Technical Infrastructure

The Platform operates on:

  • Blockchain: Arbitrum One (Ethereum Layer 2)

  • Trading infrastructure: Orderly Network central limit order book

  • Smart contracts: Deployed on Arbitrum; audited by Quantstamp and Trail of Bits

  • Oracles: Chainlink (primary), Pyth Network (secondary), CLOB prices (tertiary)

  • Settlement currency: USDC (USD Coin)

3.5 Service Availability

We do not guarantee:

  • Continuous, uninterrupted, or error-free operation of the Platform

  • Availability during scheduled or emergency maintenance

  • Compatibility with all devices, browsers, or wallet providers

  • Execution of all transactions at desired prices or times

The Platform may experience downtime, disruptions, or technical issues. We reserve the right to suspend or modify Services at any time without prior notice for maintenance, security, regulatory compliance, or other operational reasons.

4. User Account and Wallet Connection

4.1 Wallet Connection

To use the Platform, you must connect a compatible Web3 wallet (e.g., MetaMask, WalletConnect, Coinbase Wallet, Ledger). By connecting your wallet:

  • You authorize read access to your public wallet address

  • You enable transaction signing capabilities for Platform interactions

  • You acknowledge that all transactions require your explicit approval through wallet signatures

  • You understand that wallet providers operate independently and are subject to their own terms

4.2 Coverage Wallet ("Insurance Wallet")

The Platform utilizes a separate wallet architecture (referred to in some places as an "insurance wallet" and elsewhere as a Coverage Wallet) where:

  • Coverage premiums are paid from your designated Coverage Wallet

  • Success taxes on profitable covered trades are deducted from your Coverage Wallet

  • Liquidation claim payouts are received in your Coverage Wallet

  • You must fund your Coverage Wallet separately from trading collateral

You are responsible for:

  • Maintaining sufficient balance in your Coverage Wallet for premiums

  • Ensuring correct wallet address designation

  • Understanding that the Coverage Wallet is separate from trading wallets on DEX protocols

4.3 Account Security

You are solely responsible for:

  • Safeguarding your wallet’s private keys and seed phrases

  • Maintaining the security of devices used to access the Platform

  • Using strong passwords and two-factor authentication where available (at the wallet/provider level)

  • Monitoring your activity for unauthorized actions

  • Immediately notifying us of suspected security breaches ([email protected])

We are not responsible for:

  • Losses resulting from compromised private keys or seed phrases

  • Unauthorized access due to user security failures

  • Phishing attacks, malware, or social engineering targeting users

  • Losses from sharing credentials or falling victim to scams

4.4 Account Suspension and Termination

We reserve the right to suspend or terminate access to the Platform at any time, with or without notice, for any reason, including:

  • Violation of these Terms or applicable laws

  • Suspected fraudulent, illegal, or suspicious activity

  • Security concerns or compromise of account integrity

  • Requests from law enforcement or regulatory authorities

  • Extended periods of inactivity

  • Risk to Platform operations or other users

Upon termination, you may lose access to Platform features, but you retain custody of your wallet assets as the Platform is non-custodial.

5. Trading and Platform Usage

5.1 Trading Authorization

By using the trading functionality, you:

  • Authorize the Platform to submit orders to integrated DEX protocols on your behalf

  • Understand that order execution occurs on third-party DEX infrastructure (Orderly Network and others)

  • Acknowledge that trades are final and irreversible once executed on-chain

  • Accept that market conditions may result in slippage, partial fills, or failed executions

5.2 Leverage and Margin Trading

High risk warning: Leveraged trading involves substantial risk of loss.

Key risks include:

  • Potential loss of 100% of position collateral through liquidation

  • Amplified losses from adverse price movements

  • Funding rate costs that accumulate over time

  • Liquidation during periods of high volatility or low liquidity

  • Cascade effects where multiple liquidations accelerate price movements

You acknowledge and agree that:

  • Leverage magnifies both gains and losses

  • Higher leverage increases liquidation risk

  • You may lose more than anticipated due to slippage and fees

  • Market conditions can change rapidly, triggering unexpected liquidations

  • The Platform’s coverage mechanism provides partial protection but does not eliminate risk

Maximum leverage

  • The Platform supports leverage up to 100x (subject to DEX protocol limits and risk parameters)

  • Actual maximum leverage may be restricted based on:

    • Your credit score

    • Current market volatility

    • Pool utilization levels

    • Specific trading pair characteristics

5.3 Order Types and Execution

Available order types

  • Market orders: Execute immediately at the current best available price (subject to slippage)

  • Limit orders: Execute only at the specified price or better (may not fill if the price is not reached)

  • Stop orders: Trigger a market order when the stop price is reached (no guaranteed execution price)

Execution disclaimers

  • We do not control order execution, which occurs on integrated DEX protocols

  • Orders may experience slippage, especially during volatile markets

  • Stop-loss orders do not guarantee execution at the stop price

  • Circuit breakers or protocol pauses may prevent order execution

  • Network congestion may delay or prevent transaction confirmation

5.4 Fees and Costs

Trading fees

  • Maker fee: 0.02% of trade notional value

  • Taker fee: 0.05% of trade notional value

  • Liquidation fee: 0.5% of position size (charged by the underlying DEX)

Coverage fees

  • Premium: 0.2–2.5% of position size (varies by credit score, leverage, volatility)

  • Success tax: 10% of profits on covered positions that close profitably

Blockchain fees

  • Gas fees for Arbitrum transactions (typically $0.10–$1.00 per transaction)

  • Withdrawal fees from DEX protocols (varies by protocol)

Fee changes

  • We reserve the right to modify fees with 30-day advance notice

  • Fee changes apply to new positions; existing positions retain their original fee structure

5.5 Funding Rates

Perpetual futures utilize funding rate mechanisms where:

  • Longs pay funding to shorts when the rate is positive (bullish bias)

  • Shorts pay funding to longs when the rate is negative (bearish bias)

  • Funding typically exchanges every 8 hours

  • Rates vary by market conditions and may be substantial during extreme sentiment

You are responsible for:

  • Understanding funding rate mechanics

  • Monitoring funding rates for your positions

  • Accounting for funding costs in your trading strategy

  • Understanding that funding can significantly impact profitability

6. Loss Coverage Terms and Limitations

6.1 Coverage Activation

Eligibility

  • Coverage must be activated at position opening (no retroactive coverage)

  • Subject to pool capacity availability

  • May be restricted for certain pairs or during extreme market conditions

  • Requires sufficient Coverage Wallet balance for premium payment

Activation process

  • Toggle coverage during order placement

  • Review premium cost and coverage percentage

  • Confirm the transaction via wallet signature

  • Coverage becomes active upon position opening

6.2 Coverage Scope

What is covered

  • Liquidation losses on positions where coverage was active at liquidation time

  • 70–90% of realized loss (percentage based on credit score)

  • Automatic claims processing via smart contracts

  • Payout to Coverage Wallet within seconds of liquidation

What is not covered

  • Voluntary position closures (even if at a loss)

  • Positions opened without coverage activation

  • Losses exceeding the maximum payout specified in the coverage record

  • Partial liquidations (only the liquidated portion receives coverage)

  • Losses from funding rate payments

  • Trading fees or gas costs

  • Losses due to oracle failures or smart contract exploits (separate protection may apply)

6.3 Premium Calculation

Premiums are calculated based on:

  • Position size (larger positions pay proportionally larger premiums)

  • Leverage (higher leverage increases the premium due to greater liquidation risk)

  • Volatility (current market volatility multipliers adjust pricing)

  • Credit score (better scores may receive premium discounts)

  • Pair characteristics (different pairs have different base risk levels)

The premium is charged upfront from the Coverage Wallet upon coverage activation.

6.4 Success Tax Mechanism

When a covered position closes profitably:

  • 10% of realized profit transfers from the Coverage Wallet to the Protection Pool

  • This occurs automatically as part of position settlement

  • The trader retains 90% of profits

  • Success tax supports pool sustainability and staker yields

Example

  • Position profit: $1,000

  • Success tax: $100 (transferred to the pool)

  • Trader keeps: $900

6.5 Credit Scoring

Score range

  • 0–100

Score determination is based on

  • Trading history and volume

  • Win rate and profitability patterns

  • Liquidation frequency and severity

  • Position management behavior (leverage usage, stop-loss practices)

  • Wallet balance and stability

  • On-chain credit history

Score impact

  • 80–100 (Excellent): 90% coverage, premium discounts up to 30%

  • 60–79 (Good): 80% coverage, standard premiums

  • 40–59 (Fair): 75% coverage, premium surcharges up to 20%

  • 0–39 (Poor): 70% coverage, significant surcharges and position limits

Score updates

  • Recalculated periodically (approximately every 50 trades or 30 days)

  • May adjust mid-position, but coverage terms lock at activation

  • Viewable on the Platform dashboard

6.6 Pool Capacity and Utilization

30–35% maximum utilization policy

The Protection Pool maintains conservative limits:

  • Maximum 35% of pool funds committed to active coverage at any time

  • Remaining 65–70% held in reserve for claims and withdrawals

When utilization approaches limits:

  • The Platform may increase premiums

  • The Platform may reduce maximum position sizes

  • The Platform may pause new coverage activations for the highest-risk trades

  • Existing positions remain covered under their activated terms

You acknowledge:

  • Coverage availability is not guaranteed

  • Pool capacity constraints may prevent coverage activation

  • High-utilization periods may result in restricted access

6.7 Claims Process

Automatic processing

  • Smart contracts detect liquidation events via blockchain monitoring

  • The system calculates the coverage amount based on position terms and credit score

  • The system transfers the payout from the pool to the Coverage Wallet

  • The entire process typically completes within seconds (often within the same block)

No manual claims required

  • The system automatically processes all valid claims

  • No forms, applications, or approval processes

  • Transparent on-chain verification

Claim amounts

  • Calculated as: (Realized Loss) × (Coverage Percentage)

  • Capped at the maximum payout specified in the coverage record

  • Includes the liquidation fee impact but not funding rate costs

6.8 Coverage Limitations and Exclusions

Coverage does not protect against:

  • Smart contract vulnerabilities or exploits

  • Oracle manipulation or failure

  • DEX protocol failures or insolvencies

  • Blockchain network issues or chain reorganizations

  • User errors (wrong order entry, incorrect leverage, etc.)

  • Market manipulation or wash trading

  • Losses in excess of the coverage percentage

  • Indirect or consequential damages

Coverage may be denied if:

  • A position is opened through prohibited methods (wash trading, manipulation)

  • You violate these Terms

  • Premium payment is insufficient or fails

  • Coverage was not properly activated

  • The position falls outside covered parameters

6.9 Pool Solvency and Reserve Risks

While the protocol implements conservative 30–35% utilization limits and has been stress-tested against historical extreme events, there is no absolute guarantee that the pool will always have sufficient funds to pay all claims.

Extreme scenarios that could impact payouts include:

  • Black swan events exceeding historical precedent

  • Coordinated attacks on multiple positions

  • Cascading liquidations beyond stress test parameters

  • Extended periods of market stress depleting reserves

In the event of pool insolvency:

  • Claims may be paid partially or delayed

  • Pro-rata distribution may apply based on available funds

  • Pool recovery mechanisms may be implemented through governance

  • There is no legal obligation to replenish the pool from external sources

You acknowledge and accept these risks when activating coverage.

7. Bot and Automated Trading

7.1 Bot Functionality

The Platform provides automated trading capabilities including:

  • Pre-built strategy templates

  • Custom bot builder interface

  • Performance monitoring and tracking

  • Marketplace for strategy sharing

7.2 Bot Risks

Critical warnings: Automated trading involves significant risks.

Risks include:

  • Bots can execute numerous losing trades rapidly

  • Technical glitches may cause unintended behavior

  • Market conditions may not suit a strategy’s assumptions

  • Bots cannot predict black swan events

  • System failures may prevent bot management when needed

You acknowledge that:

  • Bots are experimental features provided “as is”

  • There are no guarantees of profitability or performance

  • You must monitor bots regularly and intervene if necessary

  • CavachFi is not responsible for bot-generated losses

  • Bot strategies found in the marketplace are user-generated and not endorsed by CavachFi

7.3 Bot Coverage

Coverage may be activated for bot-executed trades:

  • Premiums are calculated identically to manual trades

  • Success tax applies to profitable bot trades

  • Coverage activation is optional for each bot deployment

  • Credit score impacts bot coverage terms

7.4 User Responsibility for Bots

You are solely responsible for:

  • Configuring bot parameters appropriately

  • Ensuring sufficient collateral and Coverage Wallet balance

  • Monitoring bot performance and intervening when necessary

  • Understanding the strategy logic before deployment

  • Stopping or adjusting bots in response to market conditions

We do not:

  • Guarantee bot functionality or availability

  • Endorse or validate any particular strategy

  • Monitor individual bot performance

  • Intervene to stop losing bots

  • Provide refunds for bot-generated losses

8. Protection Pool and Staking

8.1 Pool Participation

Users may deposit USDC into the Protection Pool to earn yield:

  • Receive liquid pool tokens representing proportional ownership

  • Earn returns from coverage premiums, success taxes, and trading fees

  • Target APY: 8–12% (not guaranteed)

  • Withdraw at any time, subject to pool utilization limits

8.2 Staking Risks

Important disclosures: Pool staking involves risks, including the risk of loss of principal.

Pool staking risks include:

  • Principal risk: Pool value may decrease if claims exceed revenues

  • Utilization lock: Withdrawals may be restricted during high utilization

  • Smart contract risk: Vulnerabilities could lead to fund loss

  • Regulatory risk: Future regulations could impact pool operations

Historical performance

  • Target 8–12% APY is based on projections

  • Actual returns may vary substantially

  • Past performance does not guarantee future results

  • Returns may be negative during extreme market conditions

8.3 Pool Token Mechanics

Pool tokens

  • Represent a proportional share of pool assets

  • Appreciate in value as the pool accrues revenue

  • Liquid and transferable (though may have limited secondary market liquidity)

  • Redeemable for underlying USDC (subject to utilization constraints)

Withdrawal process

  • Redeem pool tokens for a proportional USDC amount

  • Available capacity = Pool Size × (1 − Current Utilization)

  • If a requested withdrawal exceeds capacity, the transaction reverts

  • There are no lockup periods, but capacity constraints may effectively delay withdrawals

8.4 Pool Governance Rights

Pool token holders (post-token launch) may gain governance rights, such as:

  • Voting on parameter changes

  • Approving protocol upgrades

  • Guiding strategic direction

Governance specifics will be announced with the token launch (planned Q3 2026).

8.5 Pool Performance and Reporting

The Platform provides real-time transparency, including:

  • Current pool size and utilization percentage

  • Your stake amount and proportional share

  • Historical yields and performance metrics

  • Active coverage commitments

  • Claims paid and revenue generated

All data is verifiable on-chain via Arbitrum block explorers.

9. Prohibited Activities and Acceptable Use

9.1 Prohibited Uses

You agree not to use the Platform to:

Illegal activities

  • Violate any applicable laws, regulations, or court orders

  • Engage in money laundering, terrorist financing, or sanctions evasion

  • Facilitate any illegal transactions or activities

  • Violate export control laws

Market manipulation

  • Engage in wash trading, spoofing, or layering

  • Manipulate prices or trading volumes artificially

  • Front-run other users’ transactions

  • Coordinate with others to manipulate markets

System abuse

  • Exploit bugs, vulnerabilities, or unintended behavior for profit

  • Launch denial-of-service attacks or similar disruptions

  • Use bots or scripts to overload systems

  • Reverse engineer or attempt to extract source code

  • Circumvent security measures or access controls

Fraudulent activities

  • Provide false information or impersonate others

  • Create multiple accounts to abuse promotions or circumvent restrictions

  • Submit fraudulent coverage claims

  • Collude to manipulate credit scoring systems

Prohibited content

  • Post or transmit illegal, offensive, or defamatory content

  • Violate intellectual property rights

  • Distribute malware or harmful code

  • Spam or harass other users

9.2 Investigation and Enforcement

If we suspect prohibited activity, we may:

  • Investigate using available data and logs

  • Suspend or terminate your access immediately

  • Reverse transactions where technically feasible

  • Report to appropriate authorities

  • Pursue legal action for damages

You agree to cooperate with investigations and provide requested information.

9.3 Sanctions and Compliance

You represent and warrant that you:

  • Are not on any sanctions list (OFAC, UN, EU, etc.)

  • Do not transact with sanctioned persons or entities

  • Comply with all applicable trade restrictions

  • Will immediately notify us if your sanctions status changes

We reserve the right to:

  • Screen wallet addresses against sanctions lists

  • Block or reverse transactions involving sanctioned parties

  • Report suspicious activity to authorities

  • Freeze access pending compliance verification

10. Intellectual Property Rights

10.1 Platform IP Ownership

All intellectual property rights in the Platform belong to CavachFi or our licensors, including:

  • Website design, layout, and user interface

  • Software code (excluding open-source components)

  • Logos, trademarks, and branding

  • Documentation, tutorials, and educational content

  • Proprietary algorithms (credit scoring, premium calculation, etc.)

10.2 Limited License Grant

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to:

  • Access and use the Platform for personal or commercial trading

  • View and interact with Platform interfaces

  • Connect your wallet and execute transactions

This license does not permit you to:

  • Reproduce, modify, or create derivative works

  • Reverse engineer or decompile Platform software

  • Remove or alter proprietary notices

  • Use Platform IP in commercial projects without authorization

  • Frame or mirror Platform content on other websites

10.3 Open Source Components

The Platform incorporates open-source software components governed by their respective licenses (MIT, Apache 2.0, GPL, etc.). These components remain subject to their original licenses, and nothing in these Terms restricts your rights under those licenses.

Smart contract source code may be published for transparency and auditing purposes. Such publication does not waive intellectual property rights in associated interfaces, documentation, or proprietary logic.

10.4 Feedback and Suggestions

If you provide feedback, suggestions, or ideas regarding the Platform:

  • You grant us a perpetual, worldwide, royalty-free license to use such feedback

  • We have no obligation to implement suggestions or compensate you

  • Feedback may be used without restriction

10.5 User-Generated Content

For content you submit to the Platform (bot strategies, profile information, etc.):

  • You retain ownership of your content

  • You grant us a license to display, distribute, and use content as necessary for Platform operation

  • You represent that you have rights to submit such content

  • You are responsible for ensuring content does not violate third-party rights

10.6 DMCA and Copyright Infringement

We respect intellectual property rights and expect users to do the same. To report copyright infringement, contact [email protected] with:

  • A description of the copyrighted work

  • The location of the allegedly infringing content on the Platform

  • Your contact information and a statement of your good faith belief

We will investigate and respond to valid DMCA notices in accordance with applicable law.

11. Privacy and Data Protection

11.1 Privacy Policy

Your use of the Platform is also governed by our Privacy Policy (available at cavachfi.com/privacy), which describes:

  • Information we collect (wallet addresses, trading activity, technical data)

  • How we use information (platform operation, analytics, security)

  • Information sharing (with service providers, as required by law)

  • Your privacy rights and choices

By using the Platform, you consent to data collection and use as described in the Privacy Policy.

11.2 Blockchain Transparency

Important: Blockchain transactions are public and permanent.

When you use the Platform:

  • Your wallet address and all transactions are recorded on the Arbitrum blockchain

  • Anyone can view your trading history, positions, and liquidations using block explorers

  • Transaction data cannot be deleted or hidden once confirmed on-chain

  • We have no control over publicly available blockchain data

You acknowledge and accept this inherent blockchain transparency.

11.3 Analytics and Cookies

We use cookies, local storage, and analytics tools to:

  • Maintain your session and preferences

  • Analyze Platform usage and performance

  • Improve user experience

  • Detect fraud and security issues

You can manage cookie preferences through browser settings, though disabling essential cookies may impair Platform functionality.

12. Third-Party Services and Integrations

12.1 External Dependencies

The Platform integrates with third-party services including:

  • Orderly Network: Order book and matching engine

  • Arbitrum: Blockchain infrastructure

  • Chainlink/Pyth: Price oracles

  • Wallet providers: MetaMask, WalletConnect, Coinbase Wallet, etc.

  • DEX protocols: Hyperliquid, Lighter, Avantis, Extended, Aster, Naomia

These services operate independently and are subject to their own terms, conditions, and risks.

12.2 Third-Party Disclaimers

We do not control third-party services and are not responsible for:

  • Service availability, reliability, or performance

  • Security vulnerabilities or breaches

  • Changes to terms, fees, or functionality

  • Data handling or privacy practices

  • Compliance with laws or regulations

You acknowledge that:

  • Third-party service failures may impact Platform functionality

  • We cannot guarantee compatibility or continued integration

  • You must comply with third-party terms when using integrated services

  • Claims against third parties must be pursued with those parties directly

12.3 External Links

The Platform may contain links to third-party websites, applications, or resources (DEX platforms, block explorers, educational content, etc.).

These links are provided for convenience only. We do not:

  • Endorse linked sites or their content

  • Control or monitor external websites

  • Guarantee the accuracy of external information

  • Accept responsibility for external site practices

You access external links at your own risk and should review their terms and privacy policies.

12.4 SDK and API Integrations

Developers may integrate CavachFi functionality via our SDK (post-Q2 2026 launch). Third-party applications using our SDK:

  • Are independent of CavachFi

  • Make their own determinations regarding terms, privacy, and security

  • Are solely responsible for their users and operations

  • Must comply with SDK license terms and usage restrictions

We are not responsible for third-party integrations or applications built using our SDK.

13. Disclaimers and Warranties

13.1 “As Is” Disclaimer

The Platform and all Services are provided “as is” and “as available” without warranties of any kind, either express or implied.

To the fullest extent permitted by law, we disclaim all warranties, including:

  • Merchantability, fitness for a particular purpose, non-infringement

  • Uninterrupted, timely, secure, or error-free operation

  • Accuracy, reliability, or completeness of information

  • Correction of errors or defects

  • Freedom from viruses, malware, or harmful components

13.2 No Financial Advice

CavachFi does not provide investment advice, financial planning, tax advice, legal advice, accounting guidance, predictions of future performance, or endorsements of trading strategies.

All information on the Platform is for informational purposes only and should not be construed as advice. You are solely responsible for:

  • Conducting your own research and due diligence

  • Making independent investment decisions

  • Consulting qualified professionals (financial advisors, tax accountants, attorneys)

  • Understanding risks before trading or staking

Past performance does not indicate future results. Historical data, backtests, and projections are not guarantees.

13.3 No Guarantee of Coverage

Loss coverage is discretionary and not guaranteed insurance.

We do not warrant that:

  • Coverage will always be available

  • The pool will have sufficient funds to pay all claims

  • Coverage terms will remain constant

  • A specific coverage percentage will apply to your positions

  • Claims will process within any specific timeframe

Coverage mechanics are subject to:

  • Pool capacity and utilization

  • Smart contract functionality

  • Market conditions

  • Governance decisions

13.4 No Guarantee of Profits

Trading and pool staking involve substantial risk of loss.

We do not guarantee that you will:

  • Generate profits from trading

  • Earn positive returns from pool staking

  • Recover losses through coverage

  • Achieve any particular outcome

You may lose some or all of your funds despite using Platform features, including coverage.

13.5 Technology Disclaimers

Blockchain and smart contract technology involve inherent risks:

  • Smart contracts may contain undiscovered bugs or vulnerabilities

  • Blockchain networks may experience congestion, forks, or failures

  • Transactions are irreversible once confirmed on-chain

  • Gas fees and network conditions are unpredictable

  • Oracle failures could result in incorrect liquidations or pricing

You acknowledge and accept these technological risks.

13.6 Forward-Looking Statements

Any forward-looking statements (projections, roadmaps, feature plans) represent current expectations only and are subject to change. We do not guarantee:

  • Implementation of planned features

  • Achievement of projected performance

  • Adherence to roadmap timelines

  • Continuation of current operations

14. Limitation of Liability

14.1 Liability Cap

To the maximum extent permitted by applicable law, CavachFi, its affiliates, directors, officers, employees, agents, and licensors (collectively, the "CavachFi Parties") shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including:

  • Lost profits or revenue

  • Lost data or access

  • Business interruption

  • Loss of goodwill or reputation

  • Opportunity costs

  • Cover or replacement costs

Whether arising from:

  • Use of or inability to use the Platform

  • Trading losses or liquidations

  • Coverage denials or insufficient payouts

  • Smart contract vulnerabilities or exploits

  • Third-party service failures

  • Unauthorized access or data breaches

  • Errors, bugs, or inaccuracies

  • Regulatory actions or legal proceedings

Even if we have been advised of the possibility of such damages.

14.2 Maximum Aggregate Liability

To the extent liability cannot be excluded, our total aggregate liability to you for all claims arising from or related to these Terms or the Platform shall not exceed the greater of:

  • The fees you paid to CavachFi in the 12 months preceding the claim; or

  • $100 USD

This limitation applies regardless of legal theory (contract, tort, strict liability, etc.) and applies separately to each claim.

14.3 Specific Disclosures

CavachFi Parties are not liable for:

Trading losses

  • Losses from trading decisions, timing, or strategy

  • Liquidations resulting from market movements

  • Slippage, fees, or funding rate costs

  • Failed or delayed transaction execution

Coverage limitations

  • Coverage percentage less than 100%

  • Pool insolvency or inability to pay claims

  • Coverage restrictions during extreme conditions

  • Errors in premium calculation or claims processing

Technical failures

  • Smart contract bugs, exploits, or vulnerabilities

  • Blockchain network issues or congestion

  • Oracle failures or price manipulation

  • Wallet or browser compatibility problems

Third-party actions

  • DEX protocol failures or insolvencies

  • Wallet provider security breaches

  • Exchange rate fluctuations or stablecoin depegs

  • Regulatory actions by governments

Force majeure

  • Natural disasters, pandemics, or acts of God

  • War, terrorism, or civil unrest

  • Cyberattacks or infrastructure failures beyond our control

  • Changes in law rendering operations illegal or impossible

14.4 Basis of Bargain

You acknowledge that:

  • These limitations are fundamental elements of the agreement between you and CavachFi

  • We would not provide the Platform without these limitations

  • The limitations are reasonable given the nature of the Services and risks involved

  • You have independently evaluated the risks and determined them acceptable

14.5 Jurisdictional Variations

Some jurisdictions do not allow limitation of certain warranties or exclusion of certain damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

15. Risk Disclosures and Warnings

15.1 General Trading Risks

Warning: Cryptocurrency trading involves substantial risk of loss.

Key risks include:

  • Volatility: Crypto prices can change dramatically and rapidly

  • Liquidity: Low liquidity can prevent exits or cause severe slippage

  • 24/7 markets: Prices move continuously; you cannot monitor positions constantly

  • Leverage amplification: Leverage magnifies both gains and losses

  • Complexity: Perpetual futures mechanics (funding rates, margin, liquidations) are complex

You should not trade with:

  • Funds you cannot afford to lose

  • Borrowed money or credit

  • Emergency savings or retirement funds

  • Money needed for essential expenses

15.2 Liquidation Risks

Critical warning: Liquidation can result in total loss of position collateral.

Liquidation occurs when

  • Position collateral falls below maintenance margin requirements

  • Typically triggered by adverse price movements

  • Can happen rapidly during volatile markets or gaps

Liquidation consequences

  • Immediate forced closure of a position at the current market price

  • Loss of the entire position collateral

  • Liquidation fees charged (typically 0.5% of position size)

  • Slippage during liquidation may exceed expected losses

  • No ability to add margin or adjust once liquidation begins

Factors increasing liquidation risk

  • Higher leverage ratios

  • Increased market volatility

  • Lower account equity

  • Concentrated positions in a single asset

  • Funding rate impacts reducing margin over time

Even with coverage activated:

  • You still lose 10–30% of the position (coverage is 70–90%)

  • Coverage does not prevent liquidation; it may recover a portion of the loss

  • Repeated liquidations can deplete capital despite partial coverage

15.3 Smart Contract Risks

Smart contracts are experimental technology with inherent risks.

Potential issues include:

  • Bugs: Despite audits, code may contain undiscovered vulnerabilities

  • Exploits: Attackers may discover and exploit weaknesses

  • Upgrades: Contract upgrades (even with timelocks) could introduce issues

  • Composability: Interactions with other protocols create complex attack surfaces

  • Economic attacks: Incentive exploits that drain funds through game-theoretic manipulation

Our mitigation efforts include:

  • Multiple independent security audits

  • Bug bounty program with up to $500K rewards

  • Gradual rollout with TVL caps

  • Circuit breakers and emergency pause mechanisms

  • Continuous monitoring and incident response

You must understand:

  • No audit guarantees security; vulnerabilities may remain

  • You use smart contracts at your own risk

  • Funds lost to exploits may be unrecoverable

  • Any protection (if available) may not cover smart contract risks

15.4 Oracle Risks

Price oracles are critical infrastructure with potential failure modes.

Oracle risks include:

  • Price manipulation

  • Data feed failures

  • Centralization risks

  • Latency

  • Deviation across sources

Our approach includes:

  • Multi-oracle design (Chainlink + Pyth + CLOB prices)

  • Median pricing across sources

  • Circuit breakers for anomalous deviations

  • Automatic pauses during suspected oracle issues

Residual risks include:

  • Coordinated manipulation across multiple oracles

  • Systematic failures affecting all price sources

  • Blockchain-level attacks impacting oracle updates

15.5 Pool and Staking Risks

Warning: Pool staking involves risk of loss of principal.

Key risks include:

  • Claims exceeding revenue

  • Utilization lock (inability to withdraw during high utilization)

  • Smart contract risk

  • Governance risk

  • Regulatory risk

Historical performance warnings

  • Target 8–12% APY is a projection, not a guarantee

  • Actual returns may be substantially lower or negative

  • Past performance (including backtests) does not predict future results

  • The pool could suffer permanent capital loss in extreme scenarios

You should only stake funds:

  • You can afford to lose entirely

  • You do not need access to for extended periods

  • After understanding pool mechanics and risks

15.6 Regulatory and Legal Risks

The regulatory landscape for DeFi is uncertain and rapidly evolving.

Regulatory risks include:

  • Unclear status in many jurisdictions

  • Retroactive application of new laws

  • Enforcement actions

  • Tax complexity

  • Cross-border compliance issues

Potential impacts include:

  • Expanded geographic restrictions

  • Mandatory KYC for all users

  • Limitations on leverage, position sizes, or features

  • Requirements to cease operations in certain jurisdictions

  • Criminal or civil liability for protocol participants

You are responsible for:

  • Understanding laws applicable in your jurisdiction

  • Complying with tax reporting obligations

  • Monitoring regulatory developments

  • Consulting legal counsel regarding compliance

  • Accepting that regulations may change unfavorably

15.7 Cybersecurity Risks

Digital assets are targets for sophisticated cybercriminals.

Common attack vectors include:

  • Phishing

  • Malware

  • Social engineering

  • Wallet compromises

  • DNS hijacking

  • Man-in-the-middle attacks

Protection recommendations include:

  • Verify website URL carefully (cavachfi.com)

  • Use hardware wallets for significant funds

  • Enable two-factor authentication on email and wallet

  • Never share seed phrases or private keys

  • Be skeptical of unsolicited messages

  • Keep software and browsers updated

If compromised:

  • We cannot reverse transactions or recover stolen funds

  • You bear the loss

15.8 Operational and Business Risks

CavachFi is a relatively new platform with operational risks, including:

  • Limited operating history

  • Potential inability to secure ongoing development funding

  • Competitive risk

  • Key-person risk

  • Strategic or execution failures

You acknowledge:

  • The Platform may not succeed long-term

  • Features may be discontinued or modified substantially

  • CavachFi may merge, sell, or shut down

  • Early adopters bear higher risk

15.9 Acknowledgment of Risks

By using the Platform, you explicitly acknowledge and accept all risks described above and in other sections of these Terms.

You confirm that:

  • You have read and understood all risk disclosures

  • You have independently evaluated the risks and determined them acceptable

  • You are not relying on any representations beyond these Terms

  • You will not hold CavachFi responsible for losses resulting from disclosed risks

  • You have sufficient knowledge, experience, and financial capacity to assume these risks

If you do not understand or accept these risks, do not use the Platform.

16. Indemnification

16.1 Your Indemnification Obligations

You agree to indemnify, defend, and hold harmless the CavachFi Parties from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising from or related to:

  • Your use or misuse of the Platform

  • Your violation of these Terms

  • Your violation of applicable laws or regulations

  • Your violation of third-party rights (including intellectual property or privacy rights)

  • Your trading activities and positions

  • Your bot deployments and automated trading

  • Content you submit or transmit through the Platform

  • Your negligence, willful misconduct, or fraud

  • Disputes with other users or third parties

  • Claims that your use of the Platform caused harm to others

16.2 Defense and Settlement

If we seek indemnification:

  • You will cooperate fully in the defense

  • We have the right to participate in the defense with counsel of our choice

  • You may not settle without our written consent

  • We may assume exclusive defense at your expense if you fail to defend adequately

16.3 Indemnification Process

Upon becoming aware of a claim:

  • We will provide notice to you (failure to provide prompt notice does not void indemnity unless you are prejudiced)

  • You will have an opportunity to assume the defense

  • You will pay all costs and expenses of defense

  • We may participate at our own expense

17. Dispute Resolution

17.1 Informal Resolution Requirement

Before filing any legal claim, you agree to first attempt informal resolution:

  1. Send detailed written notice to [email protected] describing:

    • The nature of the dispute

    • Your desired resolution

    • Your contact information

  2. Allow 60 days for us to investigate and respond

  3. Engage in good-faith negotiations to resolve the dispute

You may not file legal proceedings until this informal process is complete (except for injunctive relief in urgent situations).

17.2 Binding Arbitration

If informal resolution fails, disputes will be resolved through binding arbitration rather than court proceedings.

Arbitration terms

  • Administrator: American Arbitration Association (AAA) under Commercial Arbitration Rules

  • Location: Wilmington, Delaware, USA (or virtual by agreement)

  • Arbitrator: Single arbitrator selected per AAA rules

  • Governing law: Delaware law (excluding conflicts of law principles)

  • Language: English

  • Costs: Each party bears its own costs; the arbitrator may award costs to the prevailing party

Exceptions to arbitration

  • Small claims court (if the claim qualifies and is brought in the proper venue)

  • Injunctive relief (emergency applications to court for immediate relief)

  • Intellectual property disputes

  • Claims related to violations of Section 9 (Prohibited Activities)

17.3 Class Action Waiver

You and CavachFi agree that disputes will be resolved on an individual basis only.

You waive the right to:

  • Participate in class actions

  • Serve as a class representative or class member

  • Pursue claims on behalf of others

  • Consolidate disputes with other users’ claims

Each party may only bring claims in an individual capacity. The arbitrator may not consolidate claims or preside over class proceedings.

If the class action waiver is found unenforceable, the arbitration agreement is void and the dispute proceeds in court (subject to jurisdiction and venue provisions below).

17.4 Arbitration Opt-Out

You may opt out of the arbitration agreement by sending written notice within 30 days of first accepting these Terms.

  • Email: [email protected]

  • Subject: "Arbitration Opt-Out"

  • Include: your name, wallet address, and a statement opting out

Opt-out affects only arbitration; other Terms remain in effect.

17.5 Jurisdiction and Venue (If Arbitration Does Not Apply)

If a dispute proceeds in court:

  • Exclusive jurisdiction: State and federal courts in Delaware

  • Personal jurisdiction: You consent to jurisdiction and venue in Delaware

  • Waiver: You waive objections based on inconvenient forum or lack of jurisdiction

  • Governing law: Delaware law (excluding conflicts of law principles)

17.6 Jury Trial Waiver

To the extent permitted by law, you waive the right to a jury trial.

17.7 Statute of Limitations

You must bring any claim within 1 year after the cause of action arises, or the claim is permanently barred.

18. Governing Law

18.1 Applicable Law

These Terms and your use of the Platform are governed by:

  • Delaware law (excluding conflicts of law principles)

  • U.S. federal law (where applicable)

No effect is given to principles of conflicts of law that would require application of another jurisdiction’s laws.

18.2 International Users

If you access the Platform from outside the United States:

  • You do so at your own initiative and risk

  • You are responsible for compliance with local laws

  • These Terms apply regardless of your location

  • You consent to transfer of data to the U.S. and other jurisdictions

18.3 Regulatory Compliance

You agree to comply with all applicable laws, including:

  • Securities laws and regulations

  • Commodities and derivatives regulations

  • Anti-money laundering (AML) requirements

  • Know-your-customer (KYC) obligations

  • Tax reporting and payment

  • Sanctions and export control laws

19. Termination

19.1 Termination by User

You may terminate this Agreement at any time by:

  • Disconnecting your wallet from the Platform

  • Ceasing all use of Services

  • Withdrawing assets (subject to pool utilization if staking)

Upon termination:

  • Close all open positions before disconnecting

  • Withdraw pool stakes (subject to utilization constraints)

  • You remain liable for obligations accrued before termination

19.2 Termination by CavachFi

We may terminate or suspend your access immediately, without notice, for:

  • Violation of these Terms

  • Suspected illegal activity or fraud

  • Security concerns

  • Regulatory requirements

  • Extended inactivity

  • Risk to Platform operations or other users

  • Any reason or no reason (in our sole discretion)

19.3 Effects of Termination

Upon termination by either party:

  • Your right to use the Platform ceases immediately

  • You must stop all access to Services

  • Open positions remain subject to DEX protocol terms

  • Pool stakes may be withdrawn (subject to utilization)

  • Pending claims will be processed

  • Fees and obligations accrued remain due

Termination does not affect:

  • Blockchain transactions already confirmed

  • Smart contract interactions already executed

  • Positions opened on DEX protocols (which remain subject to DEX terms)

  • Your custody of wallet assets (the Platform is non-custodial)

19.4 No Liability for Termination

We are not liable for any losses or damages resulting from:

  • Suspension or termination of access

  • Inability to access the Platform during suspension

  • Loss of data or information

  • Missed trading opportunities

  • Forced position closures due to inability to manage

  • Any other consequences of termination

19.5 Survival

The following sections survive termination:

  • Section 10 (Intellectual Property)

  • Section 13 (Disclaimers)

  • Section 14 (Limitation of Liability)

  • Section 15 (Risk Disclosures)

  • Section 16 (Indemnification)

  • Section 17 (Dispute Resolution)

  • Section 18 (Governing Law)

  • This Section 19.5 (Survival)

  • Any other provisions that by their nature should survive

20. Miscellaneous Provisions

20.1 Entire Agreement

These Terms, together with the Privacy Policy and incorporated documents, constitute the entire agreement between you and CavachFi regarding the subject matter herein.

These Terms supersede:

  • All prior or contemporaneous agreements

  • All prior or contemporaneous communications (oral or written)

  • All prior versions of these Terms

No other representations or warranties exist beyond those expressly stated in these Terms.

20.2 Amendment and Waiver

Amendments

  • We may modify these Terms as described in Section 1.3

  • Material changes require 30-day notice

  • Continued use after the effective date constitutes acceptance

Waiver

  • Failure to enforce any provision is not a waiver of the right to enforce later

  • Waiver of one breach is not a waiver of subsequent breaches

  • All waivers must be in writing and signed

20.3 Severability

If any provision is found invalid, illegal, or unenforceable:

  • That provision is modified to the minimum extent necessary to make it enforceable

  • If modification is not possible, the provision is severed

  • The remaining provisions remain in full force and effect

  • The invalid provision is replaced with a valid provision closest to the original intent

20.4 Assignment

You may not assign or transfer these Terms or your rights without our prior written consent. Any attempted assignment without consent is void.

We may assign these Terms without your consent to:

  • An affiliate or subsidiary

  • An acquirer of substantially all assets or equity

  • A successor entity in a merger, consolidation, or reorganization

20.5 No Third-Party Beneficiaries

These Terms are solely for the benefit of you and CavachFi. No third party has rights to enforce any provisions or is a beneficiary of these Terms.

20.6 Force Majeure

We are not liable for delays or failures caused by circumstances beyond reasonable control, including:

  • Natural disasters (earthquakes, floods, hurricanes, etc.)

  • War, terrorism, or civil unrest

  • Government actions or legal restrictions

  • Labor disputes or strikes

  • Cyberattacks or infrastructure failures

  • Blockchain network failures or hard forks

  • Power outages or telecommunications failures

  • Pandemics or public health emergencies

During force majeure events, obligations are suspended until circumstances permit performance.

20.7 Notice Requirements

Notices to you

  • May be provided by email (if provided), Platform notification, or posting on our website

  • Deemed delivered when sent to the last email you provided or when posted on the Platform

Notices to us

  • Must be sent to: [email protected]

  • Or mailed to: CavachFi Labs Inc., Physical Address TBD, Delaware, USA

  • Deemed delivered upon our receipt

20.8 Relationship of Parties

Nothing in these Terms creates:

  • A partnership, joint venture, or agency relationship

  • An employment relationship

  • A fiduciary relationship

  • A principal-agent relationship

You are an independent user and we are an independent service provider.

20.9 Language and Translation

The English version of these Terms is the official and controlling version. Any translation is provided for convenience only. In case of conflicts, the English version prevails.

20.10 Interpretation

Construction principles:

  • Headings are for convenience and do not affect interpretation

  • “Including” means “including but not limited to”

  • Singular includes plural and vice versa

  • “Or” is not exclusive unless context requires

  • “Will” and “shall” are mandatory; “may” is permissive

20.11 Electronic Communications

You consent to receive communications electronically, including:

  • These Terms and modifications

  • The Privacy Policy and updates

  • Disclosures and notices

  • Agreements and records

  • Receipts and confirmations

Electronic communications satisfy legal writing requirements.

20.12 No Guarantees or Promises

Except as expressly stated in these Terms, we make no guarantees or promises regarding:

  • Platform performance, uptime, or availability

  • Profitability of trading or staking

  • Effectiveness of coverage or claims payment

  • Future development or features

  • Continued operations

  • Any particular outcome from use of the Services

All forward-looking statements are subject to change without notice and carry no obligation.

20.13 Independent Legal Advice

You acknowledge:

  • You have had an opportunity to seek independent legal advice

  • You understand these Terms and their legal implications

  • You voluntarily accept these Terms

  • You do not rely on any representations beyond these written Terms

We recommend consulting qualified legal counsel before using the Platform, especially for:

  • Large capital deployments

  • Complex trading strategies

  • Institutional or commercial use

  • Cross-border regulatory compliance

20.14 Taxes

You are solely responsible for:

  • Determining tax obligations arising from Platform use

  • Reporting trading gains/losses

  • Reporting staking income

  • Paying all applicable taxes (income, capital gains, etc.)

  • Maintaining records for tax purposes

We do not:

  • Provide tax advice

  • File tax reports on your behalf

  • Withhold or remit taxes

  • Guarantee accuracy of any tax information provided (for informational purposes only)

Consult qualified tax professionals regarding your specific situation.

21. Contact Information

21.1 General Inquiries

Response times

  • General inquiries: 3–5 business days

  • Technical support: 1–2 business days

  • Security issues: Within 24 hours

  • Legal/compliance: 5–7 business days

21.2 Legal Notices

For legal notices, disputes, or formal communications:

Postal address

CavachFi Labs Inc. Physical Address TBD Delaware, USA

21.3 Security Issues

For security vulnerabilities or incidents:

Do not disclose security issues publicly until we have had reasonable time to investigate and address them.

21.4 Community Channels

For community engagement (not official support):

  • X (Twitter): @CavachFi

  • Discord: discord.gg/cavachfi

  • Documentation: docs.cavachfi.com

  • Website: cavachfi.com

22. Acknowledgment and Acceptance

22.1 Explicit Acknowledgments

By using the Platform, you explicitly acknowledge and agree that:

  • You have read these Terms in their entirety

  • You understand all provisions, including disclaimers and limitations

  • You agree to be bound by these Terms and all incorporated policies

  • You meet all eligibility requirements (age, jurisdiction, capacity)

  • You are not located in a prohibited jurisdiction

  • You understand the Platform is non-custodial and you control your assets

  • You understand loss coverage is not insurance and has limitations

  • You have read and understand all risk disclosures (Section 15)

  • You acknowledge that trading involves substantial risk of loss

  • You accept responsibility for all trading decisions and outcomes

  • You will comply with all applicable laws and regulations

  • You agree to binding arbitration and waive class actions

  • You accept limitations of liability and agree to indemnify CavachFi

  • You understand blockchain transactions are irreversible and public

  • You are not relying on any representations beyond these written Terms

22.2 Continuing Obligations

Your obligations under these Terms continue throughout your use of the Platform and, for certain provisions (as specified in Section 19.5), survive termination.

22.3 Questions Before Using

If you have any questions about these Terms or do not understand any provision, do not use the Platform until you:

  • Obtain clarification by contacting [email protected]

  • Consult with legal counsel

  • Fully understand and accept the implications

There is no obligation to use the Platform. If you disagree with or do not understand these Terms, your sole remedy is to not use the Services.

© 2025 CavachFi Foundation & CavachFi Labs Inc. All rights reserved.

These Terms of Use were drafted with the highest standards of legal clarity and user protection in mind. We are committed to fair, transparent operations that build trust with our community while building the future of protected decentralized trading.

For questions, concerns, or clarifications regarding these Terms, please contact [email protected].

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